UK card machine brands compared

Quick Reference

Direct Answer

The main UK card machine brands are Dojo, Tyl by NatWest, Worldpay and Barclaycard (acquirers that process payments), Clover (a POS brand sold via resellers), Ingenico and Verifone (terminal makers, not acquirers), and takepayments (an introducer). The brand on the device matters less than the rate and contract behind it, which is what MerchantHQ compares across the whole market.

Summary

UK card machine brands split into acquirers (Dojo, Tyl, Worldpay, Barclaycard), POS hardware (Clover), terminal manufacturers (Ingenico, Verifone) and introducers (takepayments). For Ingenico, Verifone and Clover the brand says nothing about your rate, which depends on the supplying provider.

This Page Covers

What each major UK card machine brand is, and how to read a quote that names it. Links to a full review of each.

Not Covered Here

No-contract fintech readers (see the card readers hub) and bespoke per-merchant rates, which need a comparison quote.

Pick a brand

Dojo card machine

Dojo is a UK acquirer and terminal provider (Paymentsense rebranded), so it both makes the device and processes the payments in-house.

Best for: Hospitality and busy retail trading £15k+ monthly card volume

Tyl by NatWest card machine

Tyl is NatWest's own card-acquiring brand, so the bank is the acquirer behind the terminal.

Best for: Established businesses that already bank with NatWest

Worldpay card machine

Worldpay is a major global acquirer (now part of GTCR/FIS lineage), so it processes payments directly on its own platform.

Best for: Larger and multi-site merchants needing acquirer scale

Clover card machine

Clover is a POS hardware and software brand owned by Fiserv. In the UK it is sold through bank and ISO partners, so your contract is with the reseller, not Clover directly.

Best for: Shops and hospitality wanting an all-in-one EPOS device

Ingenico card machine

Ingenico is a terminal manufacturer. The hardware is sold and serviced through acquirers and ISOs, so your contract and rate are with that provider, not Ingenico.

Best for: Merchants whose acquirer ships Ingenico hardware

Verifone card machine

Verifone is a terminal manufacturer. Its devices are sold through acquirers and ISOs, so your contract and rate are with that provider, not Verifone.

Best for: Merchants whose acquirer ships Verifone hardware

Barclaycard card machine

Barclaycard Payments is Barclays' card-acquiring arm, so the bank is the acquirer behind the terminal.

Best for: Established businesses wanting a high-street bank acquirer

takepayments card machine

takepayments is a UK ISO (independent sales organisation), introducing merchants to an acquiring partner rather than acquiring directly itself.

Best for: Merchants who want local, sales-led account support

The brand is not the deal

Ingenico and Verifone make hardware; Clover is sold through resellers; takepayments introduces you to an acquirer. In every case the rate and contract come from the provider behind the device, not the badge on it. Two businesses with the same terminal can be on very different deals. MerchantHQ compares the all-in cost across the whole UK market and stays your named account team afterwards, so the brand never costs you on rate. See card readers, what a card machine costs, or the best card machine for small business.

Reviewed by Oliver Mackman. Last reviewed: 2026-06-01.