Research and data

MerchantHQ publishes first-party research on UK card-payment pricing and terms, alongside curated market statistics. Every figure links to a source, and the underlying data is downloadable.

UK Card Processing Fee Index

The range of published headline rates, pricing transparency and contract terms across 42 UK card-payment acquirers. Updated each cycle, with a downloadable dataset.

UK Card Acquirer Index

The per-acquirer data behind the Fee Index: tier, channels, headline rate, settlement and contract length, acquirer by acquirer.

UK Card Payments Statistics

Market, fee and regulatory figures (UK Finance, the Payment Systems Regulator), each linked to its primary source.

✓ 24/7 dedicated account support ✓ Quarterly rate reviews ✓ Chargeback + dispute help ✓ 80+ UK acquirer panel ✓ Free to apply

Companies House 16833937 ICO registered ZC151816 Whole-of-market UK acquirer panel UK-only SMB editorial

Trust, Legal and Governance

MerchantHQ is operated by Best Business Loans Ltd, registered in England and Wales (company number 16833937). All services, operations and publications under the MerchantHQ brand are delivered by Best Business Loans Ltd.

Legal and Registration

Registered in England and Wales. Company number 16833937. D‑U‑N‑S 234324824. ICO registered, reference ZC151816 (certificate, verify). Registered supplier on the UK Government's Find a Tender Service (FTS). Details publicly available via Companies House and OpenCorporates.

Standards and Governance

Operates under UK data protection and consumer standards. Aligns with UK GDPR, ISO 27001 and ISO 9001 principles. Working towards Cyber Essentials certification.

Domain Continuity

Primary domain merchanthq.co.uk. Business ownership, entity and services remain unchanged. Reviewed quarterly.