takepayments card machine
Quick Reference
Direct Answer
takepayments is a long-established UK card-payments ISO (introducer), supplying Castles and Ingenico terminals on contracts that typically run 12 to 48 months with bespoke per-merchant pricing. It has a wide reach and local sales support, but its sales-led, contract-based model means the rate varies a lot, so it is worth comparing the quote against no-contract alternatives.
Summary
takepayments: takepayments is a UK ISO (independent sales organisation), introducing merchants to an acquiring partner rather than acquiring directly itself. Rate bespoke per merchant (quote-based), contract typically 12 to 48 months. Best for merchants who want local, sales-led account support. MerchantHQ compares it against the whole UK market before you commit.
This Page Covers
What the takepayments card machine is, its rate, contract and settlement, who it suits, and how it compares for a UK business in 2026.
Not Covered Here
Bespoke per-merchant quotes (request a comparison), online-only checkout gateways, and high-risk merchant pricing.
takepayments at a glance
| What it is | takepayments is a UK ISO (independent sales organisation), introducing merchants to an acquiring partner rather than acquiring directly itself. |
| Products | Countertop and portable terminals (Castles, Ingenico hardware), plus virtual terminal and online payments. |
| Rate | Bespoke per merchant (quote-based) |
| Contract | Typically 12 to 48 months |
| Settlement | Next day (plan dependent) |
| Best for | Merchants who want local, sales-led account support |
Strengths
- ✓Long-established UK provider with wide reach.
- ✓Local, sales-led account support.
- ✓Full in-person and online product range.
- ✓Familiar, reliable terminal hardware.
Watch-outs
- !Sales-led, contract-based model with variable rates.
- !Contracts can run up to 48 months with exit fees.
- !ISO margin sits on top of the acquirer rate.
- !Pricing is not published, so you must request a quote.
MerchantHQ's verdict
takepayments can suit a merchant who values hands-on local support, and we are happy to benchmark its quote. But a 48-month ISO contract is a long commitment, and the introducer margin often makes it beatable. MerchantHQ compares any takepayments quote against the whole UK market, including no-contract readers, before you sign.
Compare takepayments with the marketReviewed by Oliver Mackman. Last reviewed: 2026-06-01.