takepayments card machine
Quick Reference
Direct Answer
takepayments is a UK card machine provider. It is not an acquirer: Mastercard and Visa license it as an Independent Sales Organisation, and an acquiring bank it nominates processes the payments under a separate contract. It advertises a 12 month contract and prices each business separately, so compare its quote with no-contract readers.
Summary
takepayments: takepayments is a UK ISO (independent sales organisation), introducing merchants to an acquiring partner rather than acquiring directly itself. Rate bespoke per merchant (quote-based), contract advertised as 12 months by takepayments. Best for merchants who want local, sales-led account support. MerchantHQ compares it against the whole UK market before you commit.
This Page Covers
What the takepayments card machine is, its rate, contract and settlement, who it suits, and how it compares for a UK business in 2026.
Not Covered Here
Bespoke per-merchant quotes (request a comparison), online-only checkout gateways, and high-risk merchant pricing.
takepayments at a glance
| What it is | takepayments is a UK ISO (independent sales organisation), introducing merchants to an acquiring partner rather than acquiring directly itself. |
| Products | Countertop and portable terminals (Castles, Ingenico hardware), plus virtual terminal and online payments. |
| Rate | Bespoke per merchant (quote-based) |
| Contract | Advertised as 12 months by takepayments |
| Settlement | Next day (plan dependent) |
| Best for | Merchants who want local, sales-led account support |
Strengths
- ✓Long-established UK provider with wide reach.
- ✓Local, sales-led account support.
- ✓Full in-person and online product range.
- ✓Familiar, reliable terminal hardware.
Watch-outs
- !Sales-led, contract-based model with variable rates.
- !A termination fee can apply if you end the processing agreement early.
- !ISO margin sits on top of the acquirer rate.
- !Pricing is not published, so you must request a quote.
MerchantHQ's verdict
takepayments can suit a merchant who wants hands-on local support. Its advertised 12 month contract is shorter than many, but pricing is set per business, so compare its quote with the published rates on our fees pages and with no-contract readers before you sign.
Compare takepayments with the marketMerchantHQ is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman. Last reviewed:
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.