Ingenico card machine
Quick Reference
Direct Answer
Ingenico makes card-terminal hardware (the iWL250, Move 5000 and Desk range) used by many UK acquirers and ISOs; it is a manufacturer, not your acquirer. The device is reliable and widely deployed, but your rate and contract come from whichever provider supplies the Ingenico terminal, so the hardware brand alone tells you little about the deal.
Summary
Ingenico: Ingenico is a terminal manufacturer. The hardware is sold and serviced through acquirers and ISOs, so your contract and rate are with that provider, not Ingenico. Rate set by the supplying acquirer or iso (quote-based), contract provider-dependent. Best for merchants whose acquirer ships ingenico hardware. MerchantHQ compares it against the whole UK market before you commit.
This Page Covers
What the Ingenico card machine is, its rate, contract and settlement, who it suits, and how it compares for a UK business in 2026.
Not Covered Here
Bespoke per-merchant quotes (request a comparison), online-only checkout gateways, and high-risk merchant pricing.
Ingenico at a glance
| What it is | Ingenico is a terminal manufacturer. The hardware is sold and serviced through acquirers and ISOs, so your contract and rate are with that provider, not Ingenico. |
| Products | Ingenico Move 5000 (portable), iWL250 (legacy portable), Desk and Lane countertop ranges. |
| Rate | Set by the supplying acquirer or ISO (quote-based) |
| Contract | Provider-dependent |
| Settlement | Provider-dependent |
| Best for | Merchants whose acquirer ships Ingenico hardware |
Strengths
- ✓Reliable, widely deployed terminal hardware.
- ✓Familiar to staff across UK retail and hospitality.
- ✓Supported by many acquirers and ISOs.
- ✓Robust portable and countertop options.
Watch-outs
- !Hardware brand says nothing about your rate or contract.
- !Often supplied on long ISO contracts.
- !Legacy models (iWL250) are being retired.
- !Resale-led model means highly variable terms.
MerchantHQ's verdict
Seeing "Ingenico" on a quote tells you the hardware, not the deal. MerchantHQ looks past the terminal brand to the acquirer and contract behind it, compares the all-in cost against the whole market, and makes sure you are not on an inflated ISO rate just because the device is a familiar Ingenico.
Compare Ingenico with the marketRead the full hardware write-up in our Ingenico review, or compare every device in the card terminal hub.
Reviewed by Oliver Mackman. Last reviewed: 2026-06-01.