Dojo card machine
Quick Reference
Direct Answer
The Dojo card machine (Dojo Go Max) is a portable UK terminal with next-working-day settlement, with weekend transfers as a paid upgrade. Dojo publishes 1.2% blended below £100,000 a year in card takings (custom rate above), and the machine is £149 upfront on a launch offer (£229 full price) or £25 a month; Dojo's FAQ says contracts are 12 months, then monthly rolling, for businesses under £1m a year in card takings. Against a 1.69% no-contract reader, the lower rate pays back the £25 a month machine payment from about £5,100 a month in card takings; below that, no-contract readers usually win.
Summary
Dojo: Dojo is a UK acquirer and terminal provider (Paymentsense rebranded), so it both makes the device and processes the payments in-house. The company behind it is Paymentsense Limited: FCA firm reference number 900925, Companies House 06730690 (both checked on the official registers on 16 October 2026).
Rate 1.2% blended below £100,000 a year in card takings (custom rate above), contract 12 months, then month to month (under £1m a year in card takings). Best for hospitality and busy retail taking more than about £5,100 a month by card. MerchantHQ compares it against the whole UK market before you commit.
This Page Covers
What the Dojo card machine is, its rate, contract and settlement, who it suits, and how it compares for a UK business in 2026.
Not Covered Here
Bespoke per-merchant quotes (request a comparison), online-only checkout gateways, and high-risk merchant pricing.
Dojo at a glance
| What it is | Dojo is a UK acquirer and terminal provider (Paymentsense rebranded), so it both makes the device and processes the payments in-house. The company behind it is Paymentsense Limited: FCA firm reference number 900925, Companies House 06730690 (both checked on the official registers on 16 October 2026). |
| Products | Dojo Go Max (portable countertop terminal), plus Dojo virtual terminal and online checkout. |
| Rate | 1.2% blended below £100,000 a year in card takings (custom rate above) |
| Contract | 12 months, then month to month (under £1m a year in card takings) |
| Settlement | Next working day at 10am; weekend transfers are a paid upgrade |
| Best for | Hospitality and busy retail taking more than about £5,100 a month by card |
Strengths
- ✓Next-working-day settlement including weekends, unusual in the UK.
- ✓Robust hardware proven across hospitality.
- ✓Multi-network connectivity (4G, WiFi, Bluetooth) reduces downtime.
- ✓Strong dashboard and reporting.
Watch-outs
- !12-month minimum contract.
- !Blended rate hides interchange-plus benefits for higher-volume merchants.
- !Uncompetitive below roughly £3k monthly card volume.
- !Peak-period customer service has been patchy historically.
MerchantHQ's verdict
Dojo is a genuinely strong terminal for the right volume, but the 12-month contract and blended rate are not right for every business. MerchantHQ compares Dojo against the whole UK market for your volume and trade, and one enquiry can bring you 2 to 3 tailored quotes.
Compare Dojo with the marketRead the full hardware write-up in our Dojo review, or compare every device in the card terminal hub.
MerchantHQ is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman. Last reviewed:
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.