Dojo card machine
Quick Reference
Direct Answer
The Dojo card machine (Dojo Go) is a portable UK terminal with same-next-day settlement including weekends, blended rates of about 1.4% to 1.9% and a 12-month minimum contract. It is a strong fit for hospitality and retail above roughly £15k monthly card volume, and less competitive below that, where no-contract readers usually win.
Summary
Dojo: Dojo is a UK acquirer and terminal provider (Paymentsense rebranded), so it both makes the device and processes the payments in-house. Rate blended, typically 1.4% to 1.9% (bespoke per merchant), contract 12 months minimum. Best for hospitality and busy retail trading £15k+ monthly card volume. MerchantHQ compares it against the whole UK market before you commit.
This Page Covers
What the Dojo card machine is, its rate, contract and settlement, who it suits, and how it compares for a UK business in 2026.
Not Covered Here
Bespoke per-merchant quotes (request a comparison), online-only checkout gateways, and high-risk merchant pricing.
Dojo at a glance
| What it is | Dojo is a UK acquirer and terminal provider (Paymentsense rebranded), so it both makes the device and processes the payments in-house. |
| Products | Dojo Go (portable countertop terminal), plus Dojo virtual terminal and online checkout. |
| Rate | Blended, typically 1.4% to 1.9% (bespoke per merchant) |
| Contract | 12 months minimum |
| Settlement | Same-next-day, including weekends |
| Best for | Hospitality and busy retail trading £15k+ monthly card volume |
Strengths
- ✓Same-next-day settlement including weekends, unusual in the UK.
- ✓Robust hardware proven across hospitality.
- ✓Multi-network connectivity (4G, WiFi, Bluetooth) reduces downtime.
- ✓Strong dashboard and reporting.
Watch-outs
- !12-month minimum contract.
- !Blended rate hides interchange-plus benefits for higher-volume merchants.
- !Uncompetitive below roughly £3k monthly card volume.
- !Peak-period customer service has been patchy historically.
MerchantHQ's verdict
Dojo is a genuinely strong terminal for the right volume, and we place merchants with Dojo when it is the best fit. But the 12-month contract and blended rate are not right for every business. MerchantHQ compares Dojo against the whole UK market for your specific volume and trade, then stays your named account team to keep the rate honest at quarterly reviews.
Compare Dojo with the marketRead the full hardware write-up in our Dojo review, or compare every device in the card terminal hub.
Reviewed by Oliver Mackman. Last reviewed: 2026-06-01.