Mainstream acquirer

Square

Last verified 2026-06-02

Square is a UK mainstream acquirer operating across omnichannel (in-person + online). Headline rate 1.75% in-person, 1.4% + 25p online, next business day (same-day for extra fee), no contract. Built-in POS, receipt printer, Square Online for ecommerce.

Verifiable identifier chain

Legal entity
Squareup Europe Ltd.
FCA Firm Reference Number
FRN 900846 ↗
Companies House
08957689 ↗
OpenCorporates
View ↗

Commercial profile

Headline rate
1.75% in-person, 1.4% + 25p online
Settlement
Next business day (same-day for extra fee)
Contract
No contract
Channels
Omnichannel (in-person + online)
Tier
Mainstream acquirer

Editorial notes

Built-in POS, receipt printer, Square Online for ecommerce.

Hardware reviews

We've reviewed the hardware tier behind Square. See the full review at Square review.

More from the panel

See the full Square fee breakdown with the current published price table. Compare against the full UK acquirer panel or check the head-to-head matchups.

AP

Adam Parker

Founder & Managing Director, Muswell Rose, MerchantHQ

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.

Last reviewed: 2 June 2026

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