Best card machine for Gyms and fitness studios
Gym chains, independent studios, yoga / pilates / CrossFit. Subscription-led revenue with secondary in-person purchases (PT sessions, merch, drinks).
Our pick
Stripe Reader S700 with PoS integration
Acquirer: Stripe
Subscription billing dominates gym revenue. Stripe handles recurring billing plus in-person hardware on the same stack. Locking in once is much simpler than running separate stacks.
Card machines compared for Gyms and fitness studios
Headline rate, hardware cost, contract and form factor at a glance, from our full terminal reviews.
| Rank | Terminal | Rate | Hardware | Contract |
|---|---|---|---|---|
| #1 | Stripe Reader S700 Our pick | Custom (Stripe pricing) | £229 | Stripe terms |
| #2 | Square Terminal | 1.75% per transaction (UK) | £149 to £199 | No contract |
Why this trade matters
- Cashflow shape
- Monthly subscription cycle with January peak. Secondary in-person flow steady but small relative to subscriptions.
- Average transaction
- £20 to £80 in-person; £30 to £150 monthly subscriptions
- Contactless share
- ~75% on in-person
Watch outs
- Subscription chargeback rate is the main risk; cancellation flow must be unambiguous.
- PT-only operators sometimes mistake Tap to Pay-only for full membership management.
Alternatives
- Square Terminal (independent studios with retail)
- Tap to Pay on iPhone (PT-only operators)
Compare picks
How Stripe Reader S700 with PoS integration stacks up
Related on our sister sites
Need finance for your Gyms and fitness studios business?
Card flow is the security on which most Gyms and fitness studios businesses borrow. See our sister site BestBusinessLoans by sector for editorial reviews of UK lenders that fund Gyms and fitness studios.
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last reviewed: 26 April 2026