Best card machine for Post Offices and newsagents
Post Office branches (independently operated) and newsagents. Multi-revenue: postal services, mail-order, retail, lottery, bill-pay, e-top-up. High transaction count, low average ticket.
Our pick
Dojo Go
Acquirer: Dojo
Post Office branches run high transaction counts during peak periods at busy branches. Dojo handles the throughput plus integration with Post Office Horizon-NG (the new Post Office IT system). Same-next-day settlement helps the daily cash float. Multi-network connectivity reduces dropout risk on a high-volume counter.
Card machines compared for Post Offices and newsagents
Headline rate, hardware cost, contract and form factor at a glance, from our full terminal reviews.
| Rank | Terminal | Rate | Hardware | Contract |
|---|---|---|---|---|
| #1 | Dojo Go Our pick | 1.4% to 1.9% blended | £0 with rolling monthly fee | 12 months minimum |
| #2 | Square Terminal | 1.75% per transaction (UK) | £149 to £199 | No contract |
| #3 | SumUp Solo | 1.69% per transaction | £99 to £149 hardware | No contract |
Why this trade matters
- Cashflow shape
- Daily cycle with morning rush and end-of-day post collection. Christmas-card and benefit-payment-day spikes. Local-event lottery surges.
- Average transaction
- £5 to £25
- Contactless share
- ~80%
Watch outs
- Post Office Horizon-NG integration with the acquirer is the key spec for sub-postmasters.
- Lottery and gaming transactions have separate processing rails (Camelot, then Allwyn from 2024).
- High contactless share means rate impact is acute on every transaction.
- Multi-counter branches need terminals to share a daily cash-up flow.
Alternatives
Compare picks
How Dojo Go stacks up
Post Offices and newsagents by location
Locations we cover for Post Offices and newsagents.
- Leicester
- Southall (Ealing)
- Wembley (Brent)
- Harrow
- Birmingham (Handsworth and Soho Road)
- Smethwick (Sandwell)
- Slough
- Coventry (Foleshill and Stoney Stanton)
- East Ham (Newham)
- Manchester (Cheetham Hill and Rusholme)
- Leeds (Harehills and Chapeltown)
- Wolverhampton (Bilston Road and Whitmore Reans)
- Tooting (Wandsworth)
- Bradford
- Forest Gate (Newham)
- Hounslow
Related on our sister sites
Need finance for your Post Offices and newsagents business?
Card flow is the security on which most Post Offices and newsagents businesses borrow. See our sister site BestBusinessLoans by sector for editorial reviews of UK lenders that fund Post Offices and newsagents.
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last reviewed: 10 May 2026