Mainstream acquirer

PayPal Zettle

Last verified 2026-06-02

PayPal Zettle is a UK mainstream acquirer operating across in-person card payments. Headline rate 1.75% standard, 2.5% AMEX, 1 to 2 business days, no contract. Cheapest hardware entry point at £59 to £79.

Verifiable identifier chain

Legal entity
PayPal UK Ltd
FCA Firm Reference Number
FRN 994790 ↗
Companies House
14741686 ↗
OpenCorporates
View ↗

Commercial profile

Headline rate
1.75% standard, 2.5% AMEX
Settlement
1 to 2 business days
Contract
No contract
Channels
In-person card payments
Tier
Mainstream acquirer

Editorial notes

Cheapest hardware entry point at £59 to £79.

Hardware reviews

We've reviewed the hardware tier behind PayPal Zettle. See the full review at PayPal Zettle review.

More from the panel

See the full PayPal Zettle fee breakdown with the current published price table. Compare against the full UK acquirer panel or check the head-to-head matchups.

AP

Adam Parker

Founder & Managing Director, Muswell Rose, MerchantHQ

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.

Last reviewed: 2 June 2026

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