SumUp
Last verified 2026-06-02
SumUp is a UK mainstream acquirer operating across in-person card payments. Headline rate 1.69% standard, 0.99% charity, next business day (same-day on sumup one), no contract. No monthly fee. Free 4G SIM on SumUp Solo. Most permissive new-merchant onboarding.
Verifiable identifier chain
- Legal entity
- SumUp Payments Limited
- FCA Firm Reference Number
- FRN 900700 ↗
- Companies House
- 07836562 ↗
- OpenCorporates
- View ↗
Commercial profile
- Headline rate
- 1.69% standard, 0.99% charity
- Settlement
- Next business day (same-day on SumUp One)
- Contract
- No contract
- Channels
- In-person card payments
- Tier
- Mainstream acquirer
Editorial notes
No monthly fee. Free 4G SIM on SumUp Solo. Most permissive new-merchant onboarding.
Hardware reviews
We've reviewed the hardware tier behind SumUp. See the full review at SumUp review.
More from the panel
See the full SumUp fee breakdown with the current published price table. Compare against the full UK acquirer panel or check the head-to-head matchups.
Founder & Managing Director, Muswell Rose, MerchantHQ
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last reviewed: 2 June 2026