Shopify Payments
Shopify Payments is an online payment gateway. Full rate, settlement and contract terms are in the commercial profile below.
Commercial profile
- Headline rate
- 2.0% + 20p Basic, 1.5% + 20p Advanced
- Settlement
- T+3 typical
- Contract
- Shopify monthly plan
- Channels
- Online payments
- Tier
- Online payment gateway
Editorial notes
Native Shopify gateway, powered by Stripe.
More from the panel
Compare against the full UK acquirer panel or check the head-to-head matchups.
Official site: Shopify Payments
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last reviewed: 12 May 2026
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Reviewed 2026-08-19. Independent reviewer; the MerchantHQ editorial team retains control of the final content.