Online payment gateway

PayPal Checkout

Last verified 2026-04-26

PayPal Checkout is a UK online payment gateway operating across online payments. Headline rate 2.9% + 30p UK, paypal account, 1-3 day to bank, no contract. BNPL Pay-in-3 included free. Highest consumer recognition.

Verifiable identifier chain

Commercial profile

Headline rate
2.9% + 30p UK
Settlement
PayPal account, 1-3 day to bank
Contract
No contract
Channels
Online payments
Tier
Online payment gateway

Editorial notes

BNPL Pay-in-3 included free. Highest consumer recognition.

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AP

Adam Parker

Founder & Managing Director, Muswell Rose, MerchantHQ

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.

Last reviewed: 26 April 2026

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