Mainstream acquirer

Paymentsense

Last verified 2026-06-02

Paymentsense is a mainstream acquirer operating across in-person card payments. Full rate, settlement and contract terms are in the commercial profile below.

Verifiable identifier chain

Legal entity
Paymentsense Limited
FCA Firm Reference Number
FRN 900925 ↗
Companies House
06730690 ↗
OpenCorporates
View ↗

Commercial profile

Headline rate
Bespoke, often 1.6% to 2.5%
Settlement
Next business day
Contract
12 to 36 months
Channels
In-person card payments
Tier
Mainstream acquirer

Editorial notes

UK ISO selling card terminals on commission. Long contracts historically.

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Official site: Paymentsense

AP

Adam Parker

Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.

Last reviewed: 2 June 2026

Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Reviewed 2026-08-19. Independent reviewer; the MerchantHQ editorial team retains control of the final content.

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