Opayo (formerly Sage Pay)
Last verified 2026-04-26
Opayo (formerly Sage Pay) is a UK online payment gateway operating across online payments. Headline rate Bespoke 1.5% to 2.5%, via elavon merchant agreement, 36 months. UK-specific gateway, Elavon-owned.
Verifiable identifier chain
Commercial profile
- Headline rate
- Bespoke 1.5% to 2.5%
- Settlement
- Via Elavon merchant agreement
- Contract
- 36 months
- Channels
- Online payments
- Tier
- Online payment gateway
Editorial notes
UK-specific gateway, Elavon-owned.
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AP
Founder & Managing Director, Muswell Rose, MerchantHQ
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last reviewed: 26 April 2026