Opayo (formerly Sage Pay)
Last verified 2026-04-26
Opayo (formerly Sage Pay) is a UK online payment gateway operating across online payments. Headline rate Bespoke 1.5% to 2.5%, via elavon merchant agreement, 36 months typical. UK-specific gateway, Elavon-owned.
Verifiable identifier chain
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Commercial profile
- Headline rate
- Bespoke 1.5% to 2.5%
- Settlement
- Via Elavon merchant agreement
- Contract
- 36 months typical
- Channels
- Online payments
- Tier
- Online payment gateway
Editorial notes
UK-specific gateway, Elavon-owned.
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OM
Director, MerchantHQ
Oliver leads MerchantHQ's terminal testing and acquirer comparison. With a background in UK commercial finance and merchant payments, he oversees terminal reviews, switching guidance and high-risk vertical mapping.
Last reviewed: 26 April 2026