Lloyds Cardnet
Last verified 2026-06-02
Lloyds Cardnet is a bank acquirer operating across omnichannel (in-person + online). Full rate, settlement and contract terms are in the commercial profile below.
Verifiable identifier chain
- Legal entity
- Lloyds Bank plc
- FCA Firm Reference Number
- FRN 119278 ↗
- Companies House
- 00002065 ↗
- OpenCorporates
- View ↗
Commercial profile
- Headline rate
- Bespoke per merchant
- Settlement
- Next business day
- Contract
- 12 to 36 months
- Channels
- Omnichannel (in-person + online)
- Tier
- Bank acquirer
Editorial notes
Lloyds Banking Group merchant services. UK bank-grade.
More from the panel
Compare against the full UK acquirer panel or check the head-to-head matchups.
Official site: Lloyds Cardnet
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last reviewed: 2 June 2026
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Reviewed 2026-08-19. Independent reviewer; the MerchantHQ editorial team retains control of the final content.