Bank acquirer

Lloyds Cardnet

Last verified 2026-06-02

Lloyds Cardnet is a UK bank acquirer operating across omnichannel (in-person + online). Headline rate Bespoke per merchant, next business day, 12 to 36 months. Lloyds Banking Group merchant services. UK bank-grade.

Verifiable identifier chain

Legal entity
Lloyds Bank plc
FCA Firm Reference Number
FRN 119278 ↗
Companies House
00002065 ↗
OpenCorporates
View ↗

Commercial profile

Headline rate
Bespoke per merchant
Settlement
Next business day
Contract
12 to 36 months
Channels
Omnichannel (in-person + online)
Tier
Bank acquirer

Editorial notes

Lloyds Banking Group merchant services. UK bank-grade.

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AP

Adam Parker

Founder & Managing Director, Muswell Rose, MerchantHQ

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.

Last reviewed: 2 June 2026

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