Klarna
Last verified 2026-04-26
Klarna is a UK online payment gateway operating across online payments. Headline rate 2.99% + 30p typical, 1 to 14 days, no contract. BNPL Pay-in-3, Pay-in-30. Strong abandoned-cart recovery.
Verifiable identifier chain
Commercial profile
- Headline rate
- 2.99% + 30p typical
- Settlement
- 1 to 14 days
- Contract
- No contract
- Channels
- Online payments
- Tier
- Online payment gateway
Editorial notes
BNPL Pay-in-3, Pay-in-30. Strong abandoned-cart recovery.
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AP
Founder & Managing Director, Muswell Rose, MerchantHQ
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last reviewed: 26 April 2026