Klarna
Last verified 2026-04-26
Klarna is a UK online payment gateway operating across online payments. Headline rate 2.99% + 30p typical, 1 to 14 days, no contract. BNPL Pay-in-3, Pay-in-30. Strong abandoned-cart recovery.
Verifiable identifier chain
FCA + Companies House identifiers pending verification. Email our editor if you operate this entity and want the chain updated.
Commercial profile
- Headline rate
- 2.99% + 30p typical
- Settlement
- 1 to 14 days
- Contract
- No contract
- Channels
- Online payments
- Tier
- Online payment gateway
Editorial notes
BNPL Pay-in-3, Pay-in-30. Strong abandoned-cart recovery.
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OM
Director, MerchantHQ
Oliver leads MerchantHQ's terminal testing and acquirer comparison. With a background in UK commercial finance and merchant payments, he oversees terminal reviews, switching guidance and high-risk vertical mapping.
Last reviewed: 26 April 2026