Bank acquirer

HSBC Merchant Services

HSBC Merchant Services is a bank acquirer operating across omnichannel (in-person + online). Full rate, settlement and contract terms are in the commercial profile below.

Commercial profile

Headline rate
Bespoke per merchant
Settlement
Next business day
Contract
Custom
Channels
Omnichannel (in-person + online)
Tier
Bank acquirer

Editorial notes

Now operated by Global Payments under HSBC brand.

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Official site: HSBC Merchant Services

AP

Adam Parker

Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.

Last reviewed: 12 May 2026

Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Reviewed 2026-08-19. Independent reviewer; the MerchantHQ editorial team retains control of the final content.

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