High-risk specialist

HighRisk-Pay

Last verified 2026-04-26

HighRisk-Pay is a UK high-risk specialist operating across online payments. Headline rate Bespoke, typically 3% to 5%, rolling reserve 5-10%, custom. CBD, vape, online gambling, adult.

Verifiable identifier chain

FCA + Companies House identifiers pending verification. Email our editor if you operate this entity and want the chain updated.

Commercial profile

Headline rate
Bespoke, typically 3% to 5%
Settlement
Rolling reserve 5-10%
Contract
Custom
Channels
Online payments
Tier
High-risk specialist

Editorial notes

CBD, vape, online gambling, adult.

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OM

Oliver Mackman

Director, MerchantHQ

Oliver leads MerchantHQ's terminal testing and acquirer comparison. With a background in UK commercial finance and merchant payments, he oversees terminal reviews, switching guidance and high-risk vertical mapping.

Last reviewed: 26 April 2026