Bank acquirer

Barclaycard Payments

Last verified 2026-06-02

Barclaycard Payments is a bank acquirer operating across omnichannel (in-person + online). Full rate, settlement and contract terms are in the commercial profile below.

Verifiable identifier chain

Legal entity
Barclays Bank PLC
FCA Firm Reference Number
FRN 122702 ↗
Companies House
01026167 ↗
OpenCorporates
View ↗

Commercial profile

Headline rate
Bespoke per merchant
Settlement
Next business day
Contract
12 to 36 months
Channels
Omnichannel (in-person + online)
Tier
Bank acquirer

Editorial notes

UK incumbent bank acquirer. Strong corporate / B2B coverage.

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Official site: Barclaycard Payments

AP

Adam Parker

Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.

Last reviewed: 2 June 2026

Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Reviewed 2026-08-19. Independent reviewer; the MerchantHQ editorial team retains control of the final content.

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