PAX A920 Pro vs Teya Pro: Which UK Card Machine Wins in 2026?
PAX A920 Pro and Teya Pro are both credible UK card-acceptance choices in 2026; the right one depends on your monthly card volume, sector and the ecosystem you already sit inside. PAX A920 Pro runs Acquirer-dependent on a typically 12 to 36 months via the acquirer / iso contract; Teya Pro runs Bespoke (blended, tiered or interchange++ per merchant) on a rolling monthly plan, no lock-in contract. PAX A920 Pro fits hospitality, retail, salons via broker / iso best, while Teya Pro fits hospitality and retail wanting weekend settlement without a 12-month contract. Read both columns of the side-by-side, then the "when X wins" sections below for the buyer-fit logic. If you want us to do the work, the quote form takes two minutes and gets you matched against our 50+ UK acquirer panel.
Side-by-side
Full reviews: PAX A920 Pro · Teya Pro
| PAX A920 Pro | Teya Pro | |
|---|---|---|
| Manufacturer | PAX Technology | Teya |
| Acquirer | Multiple (commonly used by Take Payments, Paymentsense, BoonPay, ISOs) | Teya (in-house) |
| Form factor | Android-based handheld with receipt printer | Portable Android smart terminal with built-in receipt printer |
| Connectivity | WiFi, 4G, Bluetooth | 4G (multi-carrier SIM included) |
| Upfront cost | Bundled with merchant account (rental typical) | Machine plans from £14.99 per month (no upfront purchase price published) |
| Rate | Acquirer-dependent | Bespoke (blended, tiered or interchange++ per merchant) |
| Contract length | Typically 12 to 36 months via the acquirer / ISO | Rolling monthly plan, no lock-in |
| Best for | Hospitality, retail, salons via broker / ISO; Acquirer-bundled deployments; Sector-specialist brokers (BoonPay, Take Payments) | Hospitality and retail wanting weekend settlement without a 12-month contract; Merchants who want payments and banking in one stack; Businesses leaving fixed-term ISO contracts |
| Last reviewed | 2026-04-26 | 2026-07-14 |
When PAX A920 Pro wins
- Widely deployed and well-supported.
- Android platform supports acquirer customisation.
- Receipt printer built in.
Best for
Hospitality, retail, salons via broker / ISO, Acquirer-bundled deployments, Sector-specialist brokers (BoonPay, Take Payments).
Watch outs
- Almost always rented (not bought), lock-in via acquirer contract.
- Performance depends on the acquirer app.
- Older units in deployment can show their age.
When Teya Pro wins
- Next-day settlement by 9am every day, including weekends and bank holidays.
- Rolling monthly plan with no lock-in, unusual for a plan-based terminal.
- Free Teya Business Account with instant settlement and a 0.5% cashback debit card.
- 24/7 UK-based support and 50+ ePOS integrations.
Best for
Hospitality and retail wanting weekend settlement without a 12-month contract, Merchants who want payments and banking in one stack, Businesses leaving fixed-term ISO contracts.
Watch outs
- Transaction rates are not published; pricing is a bespoke quote per merchant.
- £29.99 monthly fee when card turnover is under £2,500.
- Settling to a non-Teya bank account adds 0.10% to transaction fees.
FAQ
PAX A920 Pro or Teya Pro: which is the better UK card machine in 2026?
There is no single winner; it depends on what you trade. PAX A920 Pro is the stronger pick for hospitality, retail, salons via broker / iso, while Teya Pro is the stronger pick for hospitality and retail wanting weekend settlement without a 12-month contract. Match the one whose best-fit use case is closest to your business, then sense-check the rate and contract in the table above.
What does each contract look like, PAX A920 Pro vs Teya Pro?
PAX A920 Pro runs on a typically 12 to 36 months via the acquirer / iso contract. Teya Pro runs on a rolling monthly plan, no lock-in contract. Headline transaction rates are Acquirer-dependent for PAX A920 Pro and Bespoke (blended, tiered or interchange++ per merchant) for Teya Pro. Hardware cost on PAX A920 Pro is bundled with merchant account (rental typical); on Teya Pro it is machine plans from £14.99 per month (no upfront purchase price published). Always verify the live commercials before signing because acquirer pricing moves and bespoke rates are common above £20k monthly volume.
Which is weakest for what?
PAX A920 Pro is the wrong answer for no-contract economics. Teya Pro is the wrong answer for sub-£2,500 monthly card turnover (the £29.99 fee applies). If either of those describes your business, look at the side-by-side table for the alternative, or get a quote from our 50+ UK acquirer panel and we will surface the right shortlist.
Can MerchantHQ help me choose between PAX A920 Pro and Teya Pro?
Yes. We are not tied to either acquirer. Our 50+ UK acquirer panel covers every major fintech and bank acquirer in the country. Tell us monthly card volume, sector and any ecosystem you are already inside (Stripe online, PayPal, Tide Business banking, NatWest banking). We match you against the providers most likely to approve and beat your current rate, then stay your named account team for the life of the account.
Related comparisons
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Get quotes →Reviewed by Oliver Mackman, Director, Best Business Loans Ltd. Last reviewed: 2026-07-14. Editorial by Best Business Loans Ltd (16833937).