Teya Pro review
Teya Pro is the strongest UK card terminal for merchants who want weekend settlement without a fixed-term contract in 2026. Machine plans from £14.99 per month on a rolling monthly basis with no lock-in, next-day settlement by 9am every day including weekends and bank holidays, and instant settlement available to the free Teya Business Account. Transaction rates are bespoke per merchant (blended, tiered or interchange++), so compare the written quote. A £29.99 monthly fee applies when card turnover is under £2,500, which rules it out for very small traders.
At a glance
- Manufacturer
- Teya
- Acquirer
- Teya (in-house)
- Form factor
- Portable Android smart terminal with built-in receipt printer
- Contract
- Rolling monthly plan, no lock-in
How Teya Pro works
Teya Pro is a portable Android smart terminal with built-in receipt printer acquired through Teya (in-house). Connectivity covers 4G (multi-carrier SIM included), which determines whether the device runs standalone or pairs with a phone, tablet or POS till.
Cards are read at the device, the transaction is authorised through the acquirer's payment gateway, and funds settle to the merchant's nominated UK bank account on the acquirer's settlement schedule. Pricing is Bespoke (blended, tiered or interchange++ per merchant), with a contract length of rolling monthly plan, no lock-in.
The merchant of record is Teya (in-house). That means card-scheme compliance, PCI handling, dispute and chargeback flows all sit with the acquirer rather than with the merchant. The hardware is the user-facing surface; the underlying processing relationship is with the acquirer. For the full FCA chain, Companies House identifier and contract terms behind this acquirer, see the Teya processor profile.
Pricing breakdown
| Cost component | Amount |
|---|---|
| Setup / hardware cost | Machine plans from £14.99 per month (no upfront purchase price published) |
| Transaction rate | Bespoke (blended, tiered or interchange++ per merchant) |
| Monthly fee | Plan-based, from £14.99 per month; £29.99 fee applies below £2,500 monthly card turnover |
| Contract length | Rolling monthly plan, no lock-in |
| Exit fee | None advertised (rolling monthly, no lock-in); confirm final billing and hardware return |
Verify pricing directly with Teya (in-house) before signing. UK card-acceptance pricing varies by sector, ticket size and processing volume.
Hardware and software
- Form factor: Portable Android smart terminal with built-in receipt printer.
- Connectivity: 4G (multi-carrier SIM included).
- Card schemes: Visa, Mastercard, American Express (acquirer-dependent).
- Contactless: contactless cards, Apple Pay, Google Pay accepted up to UK contactless limits.
- Software: managed by Teya (in-house); firmware and security updates are pushed by the acquirer.
- Receipt handling: built-in receipt printer.
- POS app integrations: see acquirer's published list (varies by acquirer and country).
Tap to Pay support
Status: Yes (contactless / NFC)
Hardware accepts contactless cards (Visa, Mastercard, Amex), Apple Pay and Google Pay up to UK contactless limits.
Settlement and funds
Next-day settlement by 9am every day, including weekends and bank holidays, as standard. Instant settlement is available when settling to the free Teya Business Account. Settling to a different bank account adds 0.10% to transaction fees.
Pros and cons
Pros
- + Next-day settlement by 9am every day, including weekends and bank holidays.
- + Rolling monthly plan with no lock-in, unusual for a plan-based terminal.
- + Free Teya Business Account with instant settlement and a 0.5% cashback debit card.
- + 24/7 UK-based support and 50+ ePOS integrations.
Cons
- − Transaction rates are not published; pricing is a bespoke quote per merchant.
- − £29.99 monthly fee when card turnover is under £2,500.
- − Settling to a non-Teya bank account adds 0.10% to transaction fees.
Best for and avoid if
Best for
- · Hospitality and retail wanting weekend settlement without a 12-month contract
- · Merchants who want payments and banking in one stack
- · Businesses leaving fixed-term ISO contracts
Avoid if
- · Sub-£2,500 monthly card turnover (the £29.99 fee applies)
- · Merchants who want published, comparable headline rates
FAQs
Does Teya Pro require a contract?
No fixed term. Teya Pro runs on a rolling monthly plan with no lock-in, so you pay the monthly plan fee plus your quoted transaction rate and can cancel the plan rather than serve out a fixed contract. Confirm any hardware-return and final-billing steps in writing when you cancel.
What does Teya Pro cost in year 1?
Upfront hardware: Machine plans from £14.99 per month (no upfront purchase price published). Transaction rate: Bespoke (blended, tiered or interchange++ per merchant). Contract: Rolling monthly plan, no lock-in. First-year cost depends on your card volume; MerchantHQ's quote tool will model the effective cost against alternatives.
Can I integrate Teya Pro with common UK POS systems?
Integration depends on the underlying acquirer and the POS. Teya (in-house) publishes a list of supported integrations. Common UK POS systems with public integrations include Lightspeed, Epos Now, Square POS (own ecosystem) and Goodtill. Confirm directly before purchasing hardware.
How fast does Teya Pro settle funds?
Next-day settlement by 9am every day, including weekends and bank holidays, as standard. Instant settlement is available when settling to the free Teya Business Account. Settling to a different bank account adds 0.10% to transaction fees.
Can I cancel Teya Pro early?
Yes. Teya Pro runs on a rolling monthly plan with no lock-in, so there is no fixed term to buy out. Cancel the plan, confirm the final billing date in writing, and return any plan-supplied hardware if the provider asks for it.
Compare Teya Pro
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Reviewed by Oliver Mackman, Director, Best Business Loans Ltd. Last reviewed: 2026-07-14.