Best card machine for Florists
High-street florists, online florists, event-led floristry. Order-taking by phone and online plus in-shop purchases.
Our pick
Square Terminal
Acquirer: Square
Square's card-not-present plus card-present flow on one acquirer suits florists who take phone orders alongside in-shop purchases. Stock-management integration also strong.
Card machines compared for Florists
Headline rate, hardware cost, contract and form factor at a glance, from our full terminal reviews.
| Rank | Terminal | Rate | Hardware | Contract |
|---|---|---|---|---|
| #1 | Square Terminal Our pick | 1.75% per transaction (UK) | £149 to £199 | No contract |
| #2 | SumUp Solo | 1.69% per transaction | £99 to £149 hardware | No contract |
Why this trade matters
- Cashflow shape
- Strong seasonal peaks (Valentine's Day, Mother's Day, Christmas). Otherwise steady weekly cycle.
- Average transaction
- £25 to £150
- Contactless share
- ~60%
Watch outs
- Card-not-present chargeback rate higher than card-present; phone orders need verbal confirmation captured.
- Wedding-event payments often staged across booking and delivery.
Alternatives
- SumUp Solo (small / mobile)
- Stripe (online-led florists with website)
Compare picks
How Square Terminal stacks up
Related on our sister sites
Need finance for your Florists business?
Card flow is the security on which most Florists businesses borrow. See our sister site BestBusinessLoans by sector for editorial reviews of UK lenders that fund Florists.
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last reviewed: 26 April 2026