Dating site and app merchant accounts UK
Subscription chargeback rates and consent-capture complexity drive elevated dispute exposure. Card schemes monitor the dating vertical closely; Valentine's and post-Christmas dispute spikes are predictable.
Legal status (UK)
Legal in UK. Online Safety Act 2023 content-moderation duties apply; AML and identity rules apply to higher-tier introduction services.
Acquirers accepting
- Specialist subscription-billing acquirers
- Trust Payments (selectively)
- Acquirers with dating-vertical programmes
Typical pricing
- Rate
- 3.0% to 5.0% blended
- Settlement reserve
- 10% to 15% rolling reserve common
Watch outs
- Cancellation flow must be visible and easy; obscured cancellation drives complaint volume.
- Catfishing and fake-profile moderation expectations are heaviest in this vertical.
- Free-trial-to-paid conversion requires clear consent capture.
- Visa "stop subscription" mandate must be honoured at first request.
Last reviewed: 2026-05-18.