Dojo fees: the full UK breakdown

Quick Reference

Direct Answer

Dojo does not publish a standard UK price list; every merchant gets a bespoke blended rate quoted against their card mix and volume. Our Card Acquirer Index records Dojo quotes typically landing between 1.4% and 1.9% blended on a 12-month contract, with same-day or next-day settlement including weekends. Always compare the written quote, not the brand.

Summary

Dojo fees are bespoke: no standard UK rate card is published, and each merchant is quoted a blended rate for their volume, sector and card mix. The MerchantHQ Card Acquirer Index (verified 2 June 2026) records typical Dojo quotes at 1.4% to 1.9% blended on a 12-month minimum contract with same-day or next-day settlement including weekends. Dojo sits with the 43% of UK acquirers in our Fee Index that publish no rate.

This Page Covers

Every Dojo fee a UK business pays: published rates as of July 2026, a worked effective-rate example, plan and hardware costs, and how Dojo compares against the UK market range.

Not Covered Here

Your own Dojo quote (bespoke per merchant; request a benchmarked comparison) and rates for other countries.

What Dojo publishes (and does not), July 2026

Dojo UK fees as of July 2026

Fee	Amount	Notes
Published standard rate card	None	Dojo quotes bespoke pricing per merchant rather than publishing standard UK rates
Typical blended rate range	1.4% to 1.9%	As recorded in the MerchantHQ Card Acquirer Index, verified 2 June 2026; bespoke per merchant
Contract	12 months minimum	MerchantHQ Card Acquirer Index
Settlement	Same-day or next-day, including weekends	MerchantHQ Card Acquirer Index
Hardware	£0 upfront with a rolling monthly fee	Dojo Go is supplied on a monthly fee rather than an upfront purchase; the fee is part of the bespoke quote

Source: MerchantHQ Card Acquirer Index

Dojo publishes no standard UK price list, so the figures above come from the MerchantHQ Card Acquirer Index rather than a Dojo rate card. Your quote is the only number that matters; get it in writing and benchmark it.

View as plain-text Markdown

### Dojo UK fees as of July 2026

| Fee | Amount | Notes |
| --- | --- | --- |
| Published standard rate card | None | Dojo quotes bespoke pricing per merchant rather than publishing standard UK rates |
| Typical blended rate range | 1.4% to 1.9% | As recorded in the MerchantHQ Card Acquirer Index, verified 2 June 2026; bespoke per merchant |
| Contract | 12 months minimum | MerchantHQ Card Acquirer Index |
| Settlement | Same-day or next-day, including weekends | MerchantHQ Card Acquirer Index |
| Hardware | £0 upfront with a rolling monthly fee | Dojo Go is supplied on a monthly fee rather than an upfront purchase; the fee is part of the bespoke quote |

Source: MerchantHQ Card Acquirer Index (https://merchanthq.co.uk/data/uk-card-acquirer-index/)

Dojo publishes no standard UK price list, so the figures above come from the MerchantHQ Card Acquirer Index rather than a Dojo rate card. Your quote is the only number that matters; get it in writing and benchmark it.

How Dojo compares with the UK market

Dojo is in the 43% of acquirers in our UK Card Processing Fee Index that publish no standard rate, quoting bespoke pricing only. That is not automatically bad value: our index records typical Dojo quotes at 1.4% to 1.9% blended, which is competitive against published flat rates at higher volumes. On £10,000 of monthly card volume, 1.4% is £1,680 a year in transaction fees and 1.9% is £2,280, before the monthly terminal fee in your quote; where you land in that range is set by your negotiation, sector and card mix.

Panel context from the UK Card Processing Fee Index: published headline rates across the acquirers we track range from about 0.7% to 6%, and 43% publish no rate at all. Full per-acquirer data is in the Card Acquirer Index.

How the Dojo fee structure actually works

No published rate card: Dojo prices every merchant individually, so two similar businesses can hold very different rates for the same terminal.
Blended pricing: one quoted percentage bundles interchange, scheme fees and margin. Simple to compare, but it hides whether higher-volume merchants would do better on interchange-plus.
The 12-month minimum contract is the trade-off for the rate: no-contract flat-rate products cost more per transaction but carry no term.
Weekend settlement is the standout: same-day or next-day settlement including weekends is rare in the UK and is worth real working capital to weekend-heavy hospitality.
Because the rate is negotiated, it is also renegotiable: benchmark your quote before signing and again at renewal.

Before you sign

The rate is one line of the deal. We benchmark the whole thing.

MerchantHQ compares Dojo against 50+ UK providers on the all-in year-one cost for your volume and trade, not the headline rate, then stays your named account team with quarterly rate reviews.

Benchmark Dojo free

Frequently asked questions

What are Dojo fees?

Dojo does not publish a standard UK rate card; pricing is a bespoke blended rate quoted per merchant. The MerchantHQ Card Acquirer Index, verified 2 June 2026, records typical Dojo quotes between 1.4% and 1.9% blended on a 12-month minimum contract. Your own quote depends on card volume, sector and card mix, so get it in writing and benchmark it against the market.

Why does Dojo not publish its rates?

Like 43% of the UK acquirers tracked in our Card Processing Fee Index, Dojo prices each merchant individually rather than publishing a standard rate. Bespoke pricing lets an acquirer sharpen the rate for attractive, high-volume businesses, but it makes like-for-like comparison harder, which is exactly why we benchmark quotes against the whole panel.

Who pays the card fees on Dojo payments?

The business does: the blended percentage is deducted from your takings before settlement. UK businesses cannot surcharge consumer debit or credit cards (banned since January 2018), so the fee is priced into what you sell rather than added at the till.

Is Dojo cheaper than SumUp or Square?

Above roughly £15k of monthly card volume, usually yes: a blended quote in the 1.4% to 1.9% range recorded in our index beats a 1.69% to 1.75% flat rate once volume is high enough to justify the 12-month contract. Below roughly £3k monthly volume Dojo is rarely competitive. Model your own figures in our fees calculator.

How do I get out of a Dojo contract?

Dojo agreements run for a 12-month minimum term, so leaving early usually means paying the remaining service charges or an early-termination amount set out in your agreement. See our guide to cancelling a Dojo contract for the notice steps and a letter template.

More provider fee breakdowns

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Reviewed by Oliver Mackman, Director, Best Business Loans Ltd. Prices read from the cited source pages in July 2026. Last reviewed: 2026-07-14.