Best card machine for Jewellers
Independent jewellers, repairs and bespoke. Higher-value transactions, deposit-on-bespoke common, insurance-card scrutiny.
Our pick
Dojo Go
Acquirer: Dojo
Higher-value transactions need the strongest fraud-prevention and chargeback handling. Dojo's settlement and dispute support fit this trade better than no-contract acquirers.
Card machines compared for Jewellers
Headline rate, hardware cost, contract and form factor at a glance, from our full terminal reviews.
| Rank | Terminal | Rate | Hardware | Contract |
|---|---|---|---|---|
| #1 | Dojo Go Our pick | 1.4% to 1.9% blended | £0 with rolling monthly fee | 12 months minimum |
| #2 | Stripe Reader S700 | Custom (Stripe pricing) | £229 | Stripe terms |
Why this trade matters
- Cashflow shape
- Strong Q4 (Christmas) and Valentine's. Bespoke commissions stage across deposits.
- Average transaction
- £100 to £2000+
- Contactless share
- ~30% (high-value declines contactless)
Watch outs
- Higher chargeback exposure on online sales.
- Insurance-card declines for higher-value items need handling.
- Deposit-on-bespoke requires card-on-file consent capture.
Alternatives
- Stripe Reader S700 (online + in-store hybrid)
- Worldpay terminals (legacy retailers)
Compare picks
How Dojo Go stacks up
Jewellers by location
Locations we cover for Jewellers.
- Leicester
- Southall (Ealing)
- Wembley (Brent)
- Harrow
- Birmingham (Handsworth and Soho Road)
- Smethwick (Sandwell)
- Slough
- Coventry (Foleshill and Stoney Stanton)
- East Ham (Newham)
- Manchester (Cheetham Hill and Rusholme)
- Leeds (Harehills and Chapeltown)
- Wolverhampton (Bilston Road and Whitmore Reans)
- Tooting (Wandsworth)
- Bradford
- Forest Gate (Newham)
- Hounslow
Related on our sister sites
Need finance for your Jewellers business?
Card flow is the security on which most Jewellers businesses borrow. See our sister site BestBusinessLoans by sector for editorial reviews of UK lenders that fund Jewellers.
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last reviewed: 26 April 2026