{"schema_version":"2026-05-25","as_of":"2026-05-11","currency":"GBP","region":"United Kingdom","published_headline_rate":{"min_percent":0.74,"max_percent":6,"acquirers_with_published_rate":24,"note":"Range of published headline percentage rates across the panel. Many acquirers price bespoke per merchant and publish no headline percentage; those rows are excluded from this range. Headline rate is not the full cost, which also depends on settlement, contract and hardware."},"acquirers_count":42,"tiers":{"mainstream":16,"bank":8,"high-risk":10,"online-gateway":8},"source":"https://merchanthq.co.uk/data/uk-card-acquirer-index/","license":"https://creativecommons.org/licenses/by/4.0/"}